Understanding Health Insurance: Benefits and How to Choose the Right Plan
Health insurance is an essential part of healthcare planning, but many people are confused about what it is, how it works, and why it is necessary. In this article, we will explore the basics of health insurance, its benefits, and how to choose the right plan for you. What is health insurance? Health insurance is a type of insurance that covers the costs of medical and surgical expenses incurred by the policyholder. These expenses can include doctor's visits, hospital stays, prescription drugs, and medical procedures. The policyholder pays monthly premiums to the insurance company, and in exchange, the insurance company pays for or reimburses the policyholder for eligible medical expenses. Benefits of health insurance Having health insurance can provide many benefits, including: 1. Financial protection: Health insurance can help protect individuals and families from the financial burden of unexpected medical expenses. 2. ...